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Down Payment Assistance (DPA)

NeighborWorks Lincoln provides DPA to help with the required down-payment and closing costs that go along with purchasing a home. The assistance amount varies per family and is based on the purchase price of the home as well as household income. Qualified borrowers can purchase existing homes anywhere within Lincoln’s city limits, but special incentives are available to buyers who purchase homes in specific neighborhoods. Financial assistance also covers a limited rehabilitation scope typically focused on structural repairs or upgrades that will help avoid unexpected maintenance for the first three (3) years. 

Down payment assistance is provided through an interest-free, payment-deferred loan. This assistance loan covers a 5% down payment and closing costs associated with the purchase of the property. Payment on the loan is due upon sale of the property or if the program participant no longer uses it as their primary residence. Down payment assistance amounts and loan forgiveness rates are determined by the location of the property. The program allows a maximum purchase price for an existing home of $238,165 as of 9/1/2022. (This figure is established in partnership with HUD and is non-negotiable). 

Down payment assistance is not guaranteed to all applicants and is based on eligibility and funding availability.  

See if you meet eligibility requirements

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