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Homeownership Applications

Before applying for our Homeownership Program, please take a moment to review and ensure you meet our minimum requirements.

Homeownership Program Application Requirements

  • Meet Household Income Guidelines
  • Must have a credit score of 640 or better
  • No bankruptcy discharge within the past 5 years
  • Continuous job history for the past 2 years (Less if recent graduate from college in applicable job field)
  • A minimum of $1,000 for a down payment (must be your own money and not from a gift)
  • A minimum of $800 for a monthly payment
  • Interested in purchasing a home within 6 months (Please note: this program does not guarantee that you will purchase a home within 6 months as that is dependent on current housing market trends, housing conditions, your budget and other qualification as listed above.)
  • OR must take this class to satisfy another program requirement with another community partner

If you meet these minimum requirements then please continue to the application that applies to you and your household. 

All adult members of the household are considered Applicants. You must include all sources of income on the application to ensure you meet income requirements. 

Application #1   -    Household with 1 Adult (no other adults living in the home)

Application #2   -   Household with 1 or more Adult(s)

Application #3   -   Need to attend classes to qualify for another Community Partner’s Program 

Our Sponsors

  • Bob and Candy Campbell
  • Union Bank & Trust
  • Capitol Heating & Air Conditioning, Inc.
  • Cornhusker Bank
  • HBE
  • US Bank
    US Bank
  • New Generation Construction
  • fnbo
  • Brester Construction
  • Ameritas
  • White Castle Roofing
    White Castle Roofing
  • West Gate Bank
    West Gate Bank
  • Sinclair Hille Architects
    Sinclair Hille Architects
  • South of Downtown Community Development Organization
    South of Downtown Community Development Organization
  • Nebraska Realty
    Nebraska Realty
  • Lincoln Community Foundation
    Lincoln Community Foundation
  • Allo
  • HomeServices Title
    HomeServices Title
  • Pinnacle Bank
    Pinnacle Bank

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